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Ekonomia

The government's decision is clarified, this is how the informal houses that are in the process of legalization will be compensated in the event of a natural disaster, 1.8 million euros available to citizens

The government's decision is clarified, this is how the informal houses

Through a decision approved in the last days of the year that we just left behind, the Government has decided to compensate informal facilities in case they are affected by natural disasters. The decision regulates the conditions, criteria and procedures for the benefit of individuals and families who own unauthorized constructions with a residential function, which suffer damages due to natural disasters. The object must meet several conditions to benefit from the compensation, among which the main ones are that it must be a residential construction, and legalization procedures have started. More specifically, in order to benefit from the treatment in cases of natural disaster, the following conditions and criteria must be met: First, the construction without permission is damaged after a natural disaster in a local self-government unit, where the state of natural disaster has been declared; Secondly, the construction without a permit has been included in the legalization procedures and for it, the administrative process with decision-making for legalization has not been completed; Thirdly, the construction without a permit results in a residential function, during the on-site recording carried out by the ASHK, according to the law; Fourthly, the individual or the family should not have another construction in ownership or more than one construction without permission with a residential function in the process of legalization, in the local self-government unit where the state of natural disaster is declared. When the individual or the family has several buildings owned or in the process of legalization and all of them are damaged as a result of a natural disaster, then it benefits only for the apartment, which on the date of the natural disaster, was used as an ordinary residence; And fifth, the construction without permission fulfills the conditions of the damaged building, according to normative act no. 9, dated 16.12.2019, of the Council of Ministers, "On coping with the consequences of natural disasters".

Here is the fund made available by the Ministry of Finance

On the other hand, the Ministry of Finance will have the right to respond immediately to the emergency needs faced by citizens up to the value of 200 million ALL or 1.8 million euros, without the need for the decision to be taken in the government. Referring to the decision recently approved by the Council of Ministers, on "procedures for the management of public investments", which extends its effects from January 1, 2023, the law includes an innovation related to capital expenditures for emergencies, which are expenditure incurred to respond to an immediate need for public investment as a result of a humanitarian crisis and/or a major accident in a particular area or facility, a dangerous natural or man-made phenomenon, natural or ecological disaster (environmental), epidemic, use of weapons that cause or may lead to human casualties, significant damage to human health and the environment. In these cases, "Central government units prepare proposals at any time and present them accompanied by the required documentation. The Ministry responsible for finance examines and approves, including in the Mid-Term Budget Project or the annual budget, only the emergency projects proposed with a value of up to 200 million ALL. In cases where the value of the proposed emergency projects exceeds the value of 200 two hundred million ALL, these proposals are forwarded for approval by decision of the Council of Ministers. And only after the approval, the ministry responsible for finance includes them in the PBA or the annual budget". Also, the law specifies the cases of strategic investments, where it is emphasized that "New public investment projects above the limit value set by instruction from the minister responsible for finance are classified as investment projects of strategic importance and are subject to the evaluation process for their inclusion in the Unique List of Projects of National Importance. These investment projects are included in the PBA or the annual budget in accordance with the fiscal space, only after they have become part of the unique list of projects of national importance, ranked and approved by decision of the Council of Ministers.

Sigurimet nga përmbytjet modeste në 2022

Por ndërsa vitit 2022 riktheu në vëmendjen e qytetarëve por edhe të Qeverisë rrezikun e përmbytjeve, mbetet shumë i ulët numri i qytetarëve që sigurojnë pronat nga fatkeqësitë natyrore. Deri në fund të nëntorit të vitit që sapo lamë pas, janë paguar në total 1.7 miliardë lekë, apo afërsisht 17 milionë dollarë, në portofolin e tregut të sigurimeve zjarri dhe fatkeqësitë e natyrës. Rritje modeste krahasuar me një vit më parë, kur totali ishte afërisht 16 milionë dollarë. Të dhënat vijnë përmes Autoritetit të Mbikëqyrjes Financiare, sipas të cilit, Në portofolin sigurimi nga Zjarri dhe Forcat e Natyrës, gjatë periudhës janar-nëntor 2022, vihet re një rritje prej 5.44% e vëllimit të primeve të shkruara bruto të këtij portofoli dhe një rritje me 4.73% e numrit të kontratave të sigurimit, krahasuar me periudhën janar-nëntor 2021. Për t’u theksuar është gjithashtu se ky volum kontratash i dedikohet sistemit bankar, i cili vë kusht sigurimin e pronës nga fatkeqësitë për miratimin e kredive. Të para në total, të ardhurat nga primet e shkruara bruto të sigurimit për periudhën janar-nëntor 2022 kapën vlerën 18,3 miliardë lekë, ose 9.01% më shumë se në janar-nëntor 2021. Gjatë periudhës janar-nëntor 2022, numri i kontratave të sigurimit të lidhura arriti në 1,193,221  me një rritje prej 13.02% krahasuar me të njëjtën periudhë të një viti më parë.

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