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Ekonomia

Other details about the increase in pensions are revealed, it is revealed how much money will end up in their pockets, from bonuses to how they will receive their pension, experts say

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The well-known experts Kujtim Hoxha and Teuta Nunaj have recently spoken about the problems of pensioners, the benefits they will receive this year, when the indexation will take place and details of how they will receive their pension in the bank. Kujtim Hoxha, when asked what the pensioners will benefit this year and when it is thought that the indexation will be done, said: "In the social security law of 2024, it is provided that every year the pensions will be indexed for the inflation of the previous year. For the 2024 budget, the Albanian government has predicted that there will be an indexation of pensions and bonuses at the end of the year. Currently, in the 2024 law, 3.9 billion new lek are provided for the indexation and 4.5 for the year-end bonus. Translated into individual terms, it is equal to 480 old lek, for me it is a ridiculous figure. The indexation does not correspond to the inflation of the previous year. In the Social Security law, it is foreseen that there should be a balance between income and expenses. For years, it did not respond to the inflation found by INSTAT. The government should issue this index on January 1. If you enter the market, you will find that the prices are catastrophic, 2-3 times worse than a few years ago, and the indexation does not respond. Pensioners live as if they didn't have help from other family members. The government has the opportunity to help pensioners with the state budget it has. If the government issues the minimum living wage for the citizens, who are below the average pensions, where the pensioners who have partial pensions are included, the government will blame you because it has contributed or not, when I go to the doctor for a visit, I will take the same medicines as the other one. So it is an added cost for the citizen. The vital minimum is necessary", said expert Kujtim Hoxha.

Seniority at work

The expert also talked about the recognition of the years of work, the mistakes the government is making, the problems and what Albania should do for those who live abroad, such as the agreement with Italy. "In 2013, the IMF tasked the Albanian government to fill the pit of income and expenditure. By putting the task he supported financially to cope with the normal life of the citizens. But even though all this time has passed, this hole has not been filled. The Albanian government can no longer go to the IMF and it says give me more time and continue with these reforms, as is this social security scheme. There are 74 types of pensions in Albania. The IMF has tasked Albania again and does not allow there to be a gap between income and expenses. A team has been set up for the problems and what Albania should do for those living abroad, such as the agreement with Italy. Our Prime Minister, in a meeting with Meloni, said that there will be a close agreement, but they need to see the factors that affect this agreement. Those who have seniority of work, that is, an individual who worked for several years in Albania and then fled to Italy, must join in a joint contribution and receive a pension, so as not to lose any period of time. Here, for example, he can have 12 years of work and with that he does not get anything, even abroad he can have a few years, by combining them together you become a pension beneficiary, while if he has only here in Albania, those few years go in vain because he does not benefit. The government must be ready to the Italian government about the authenticity of the documents it has here. From the transition period, we had problems even with the seniority of the work of today's enterprises that do not work. Irresponsible people with a weak organization have resulted in putting their hands in the documents, they are found with corrections, with the beginning of the person's work but there is no date until when he worked. Then how will you get your pension when these documents are unreliable. Former co-operatives whose seniority registers have been damaged are resolved by a special law that, on the basis of some evidentiary documents that show where he has been, where he has lived, he will have worked in the co-operative, so he knows his seniority after several procedures. But, the question arises, for male citizens who have performed mandatory military service, the legislation recognizes it as a period of seniority at work, but the Italian government has this and it cannot recognize something that the law itself has provided for. The government says the individual must apply through e-albania for military service and prove it with a document and it will recognize the seniority of the job. A reconciliation of the factors affecting this type of scheme is needed to be as close to reality as possible.

Pensions with cards

On the other hand, this year pensions will be received by card. Teuta Nunaj, an expert in the economy, stated that the transfer of pension through the bank will eliminate the possibility of loss of elderly people's lek or theft. She also showed the procedures that will be followed. "Every innovation is always in the positive aspect that aims to improve the process. If the entire pension system will be transferred to banks, it is a positive thing, because everything is controlled and losses are almost zero. It is the individual's right to use the ATM if he will leave it to a relative. So the chances are very small that the money will be stolen. The banking system operates with a reduced number of cash registers, due to online transactions. The increase in work volumes, since just to open a bank account, there will be separate costs, the card equipment has separate costs. In villages or small towns that do not have subsidiaries, the service for pensioners will be very high. Albanian Post should take into consideration that it will turn into a subsidiary to provide services", said Nunaj.

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